When it comes time to put an offer on a home they love, many buyers will include an earnest money deposit. This demonstrates to the seller that the buyer… Read more ⇢

You can’t beat the ease of applying for a mortgage online, rather than going to a bank in person. But is it the best decision for you? Here are… Read more ⇢

Having a low FICO score usually means there is no way for you to quality for a FHA mortgage, but changes to the underwriting process August 2015 means that… Read more ⇢

During the past several years, many turned to entrepreneurship to survive the economic downturn and job loss, but how does this impact Qualifying for a Mortgage When You’re Self-Employed? In… Read more ⇢

This year, the Consumer Financial Protection Bureau (CFPB) begins requiring banks provide a different protocol of lender documentation to close mortgaged home purchases. 30-day escrows will soon be in… Read more ⇢

An FHA mortgage is a loan insured by the Federal Housing Administration. The FHA, an agency of the U.S. Department of Housing and Urban Development (HUD), insures loans so that lenders… Read more ⇢

When it comes to real estate loans, you’ll find that there are many Loan Types. Figuring out which loan or loans are best for your new property purchase can be confusing,… Read more ⇢